~ You will need~

FM Tile Tools
Eye Candy 3
VM Toolbox
Simple
Mezzi

Files Used
Download ... Here
Open the files into PSP

~ Instructions ~

1. Open the files into PSP
For Foreground choose one color your graphic and the Gold Pattern
I used: #F0F0F0
Scale = 250 *** Angle = 0
For Background choose the Black color and the Pattern Floral
Scale = 50 *** Angle = 0

2. Image / Add Borders = 1 Symmetric Checked
With the Magic Wand, select this border
Tolerance and Feather = 0
Flood fill this border with the Black color
Selections / Invert
Effects / 3D Effects / Cutout
V = 0 *** H = 0 *** Shadow Color = Black
Opacity = 100 *** Blur = 30
Repeat the Cutout Effect
Selections / Select None

3. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with your color
Selections / Select None

4. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the black color
Selections / Select None

5. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with your color
Selections / Select None

6. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the black color
Selections / Select None

7. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the Gold Pattern
Selections / Select None

8. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the black color
Selections / Select None

9. Image / Add Borders = 5 Symmetric Checked
Select this border and flood fill it with your color
Effects / 3D Effects / Inner Bevel, with the settings bellow
Selections / Select None

10. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the black color
Selections / Select / None

11. Image / Add Borders = 25 Symmetric Checked
Select this border and flood fill it with your color
Effects / Plug-in Filters / VM Toolbox / Mesotino Tre...
Line Length = 31 *** Threshold = 128 *** Mode = 109
Effects / Plug-in Filters / FM Tile Tools / Blend Emboss, with the default settings
Effects / Plug-in Filters / Eye Candy 3 / Cutout, with the settings bellow
Selections / Select None

12. Image / Add Borders = 1 Symmetric checked
Select this border and flood fill it with the black color
Selections / Select None

13. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with your color
Selections / Select None

14. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the black color
Selections / Select None

15. Image / Add Borders = 1 Symmetric checked
Select this border and flood fill it with the Gold Pattern
Selections / Select None

16. Image / Add Borders = 1 Symmetric checked
Select this border and flood fill it with the black color
Selections / Select None

17. Image / Add Borders = 5 Symmetric Checked
Select this border and flood fill it with your color
Effects / 3D Effects / Inner Bevel, with the same settings from item 9
Selections / Select None

18. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the black color
Selections / Select None

19. Image / Add Borders = 30 Symmetric Checked
Select this border and flood fill it with the Floral Pattern
Effects / Plug-in Filters / Eye Candy 3 / Cutout, with the same settings from item 11
Selections / Select None

20. Image / Add Borders = 1 Symmetric checked
Select this border and flood fill it with the black color
Selections / Select None

21. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with your color
Selections / Select None

22. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the black color
Selections / Select None

23. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with your color
Selections / Select None

24. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the black color
Selections / Select None

25. Image / Add Borders = 1 Symmetric checked
Select this border and flood fill it with the Gold Pattern
Selections / Select None

26. Image / Add Borders = 1 Symmetric checked
Select this border and flood fill it with the black color
Selections / Select None

27. Image / Add Borders = 5 Symmetric Checked
Select this border and flood fill it with your color
Effects / 3D Effects / Inner Bevel, with the same settings from item 9
Selections / Select None

28. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the black color
Selections / Select None

29. Image / Add Borders = 35 Symmetric Checked
Select this border and flood fill it with your color
Effects / Plug-in Filters / Mezzi / Linear
Range = 2 *** Amount = 223
Effects / Plug-in Filters / FM Tile Tools / Blend Emboss, with the default settings
Effects / Plug-in Filters / Simple / 4 Way Average
Repeat the Blend Emboss effects
Effects / Plug-in Filters / Eye Candy 3 / Cutout, with the same settings from item 11
Selections / Select None

30. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the black color
Selections / Select None

31. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the Gold Pattern
Selections / Select None

32. Open your corner and Edit / Copy
Go to the frame and Edit / Paste / As New Layer
Edit / Copy
Image / Mirror
Edit / Copy
Image / Flip
Edit / Copy
Image / Mirror
Do the same with the big corner
Layers / Merge / Merge All
Save as JPG and it is done