~ You will need~

VM Toolbox
FM Tile Tools
VM Extravaganza

Files Used
Download ... Here
Open the files into PSP

~ Instructions ~

1. Open the files into PSP
For Foreground choose one color from graphic and the Gold Pattern
I used: #DED4D5
Scale = 100 *** Angle = 0
For Background choose the Black color

2. Image / Add Borders = 1 Symmetric Checked
With the Magic Wand, select this border
Tolerance and Feather = 0
Flood fill this border with the Black color
Selections / Invert
Effects / 3D Effects / Cutout
V = 0 *** H = 0 *** Shadow Color = Black
Opacity = 94 *** Blur = 21,3
Repeat the Cutout effects
Selections / Select None

3. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with your color
Selections / Select None

4. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the black color
Selections / Select None

5. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the Gold Pattern
Selections / Select None

6. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the black color
Selections / Select None

7. Image / Add Borders = 5 Symmetric Checked
Select this border and flood fill it with your color
Effects / 3D Effects / Inner Bevel, with the settings bellow
Selections / Select None

8. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the black color
Selections / Select None

9. Image / Add Borders = 25 Symmetric Checked
Select this border and flood fill it with your color
Effects / Plug-in Filters / VM Toolbox / Grid
Grid Size = 76 *** X-Adjust = 0 *** Y-Adjust = 0 *** Line Width = 0
Red, Green and Blue = 255 *** Transparency = 255
Effects / Plug-in Filters / FM Tile Tools / Blend Emboss, with the default settings
Effects / Texture Effects / Blinds
Width = 2 *** Opacity = 50 *** Color = #A09090 *** Ligth from left/top = Checked
Effects / 3D Effects / Inner Bevel, with the settings bellow
Selections / Select None

10. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the black color
Selections / Select None

11. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the Gold Pattern
Selections / Select None

12. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the black color
Selections / Select None

13. Image / Add Borders = 5 Symmetric Checked
Select this border and flood fill it with your color
Effects / 3D Effects / Inner Bevel, with same settings from item 7
Selections / Select None

14. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the black color
Selections / Select None

15. Image / Add Borders = 30 Symmetric Checked
Select this border and flood fill it with your color
Effects / Plug-in Filters / VM Extravaganza / Shoutin
Bars = 18 *** Gap Width = 64 *** Top Amplitude = 47 *** Bottom Amplitude = 46
Top Rhythm = 44 *** Bottom Rhythm = 51 *** Transparence = 255 *** Move On/Off = 255
Effects / Plug-in Filters / FM Tile Tools / Blend Emboss, with the default settings
Repeat the Blend Emboss effect
Effects / 3D Effects / Inner Bevel, with same settings from item 9
Selections / Select All
Effects / 3D Effects / Cutout, with same settings from item 2
Selections / Select None

16. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the black color
Selections / Select None

17. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with your color
Selections / Select None

18. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the black color
Selections / Select None

19. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the Gold Pattern
Selections / Select None

20. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the black color
Selections / Select None

21. Image / Add Borders = 5 Symmetric Checked
Select this border and flood fill it with your color
Effects / 3D Effects / Inner Bevel, with same settings from item 7
Selections / Select None

22. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the black color
Selections / Select None

23. Image / Add Borders = 35 Symmetric Checked
Select this border and flood fill it with your color
Effects / Texture Effects / Weave
Gap size = 5 *** Width = 7 *** Opacity = 1 *** Weave Color = White *** Gap Color = White
Gap Color = White *** Fill gaps = Checked
Effects / Plug-in Filters / FM Tile Tools / Blend Emboss, with the default settings
Repeat the Blend Emboss effect
Effects / 3D Effects / Inner Bevel, with same settings from item 9
Selections / Select All
Effects / 3D Effects / Cutout, with same settings from item 2
Repeat the Cutout effect
Selections / Select None

24. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the black color
Selections / Select None

25. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the Gold Pattern
Selections / Select None

26. Open your corner and Edit / Copy
Go to the frame and Edit / Paste / As New Layer
Edit / Copy
Image / Mirror
Edit / Copy
Image / Flip
Edit / Copy
Image / Mirror
Do the same with the big corner
Layers / Merge / Merge All
Save as JPG and it is done