~ You will need~

Screen Works
Layout Tools
Eye Candy 4
FM Tile Tools
Penta.com

Files Used
Download ... Here
Open the files into PSP

~ Instructions ~

1. Open the files into PSP
For Foreground choose one color your graphic and the Gold Pattern
I used: #C2BDB1
Scale = 250 *** Angle = 0
For Background choose the White color and the Love Pattern
Scale = 100 *** Angle = 0

2. Image / Add Borders = 1 Symmetric Checked
With the Magic Wand, select this border
Tolerance and Feather = 0
Flood fill this border with the Black color
Selections / Invert
Effects / 3D Effects / Cutout
V = 0 *** H = 0
Opacity = 70 *** Blur = 36,2 *** Shadow Color = Black
R Selections / Select None

3. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the Gold Pattern
Selections / Select None

4. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the black color
Selections / Select None

5. Image / Add Borders = 2 Symmetric Checked
Select this border and flood fill it with the Gold Pattern
Effects / Plug-in Filters / Screen Works / Lace Screen
Selections / Select None

6. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the black color
Selections / Select None

7. Image / Add Borders = 5 Symmetric Checked
Select this border and flood fill it with your color
Effects / 3D Effects / Inner Bevel, with the settings bellow
Selections / Select None

8. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the black color
Selections / Select None

9. Image / Add Borders = 25 Symmetric Checked
Select this border and flood fill it with your color
Effects / Plug-in Filters / Layout Tools / Contrast Checkers
Size/Amount = 3 *** Contrast = 39 *** Desaturate = 0
Effects / Plug-in Filters / FM Tile Tools / Blend Emboss, with the default settings
Repeat the Blend Emboss effect
Effects / Plug-in Filters / Eye Candy 4 / Cutout, with the settings bellow
Selections / Select None

10. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the black color
Selections / Select None

11. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the Gold Pattern
Selections / Select None

12. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the black color
Selections / Select None

13. Image / Add Borders = 5 Symmetric Checked
Select this border and flood fill it with the your color
Effects / Plug-in Filters / Screen Works / Lace Screen
Effects / 3D Effects / Inner Bevel, with the same settings from item 7
Selections / Select None

14. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the black color
Selections / Select None

15. Image / Add Borders = 30 Symmetric Checked
Select this border and flood fill it with the Love Pattern
Effects / Plug-in Filters / Eye Candy 4 / Cutout, with the same settings from item 9
Selections / Select None

16. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the black color
Selections / Select None

17. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the Gold Pattern
Selections / Select None

18. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the black color
Selections / Select None

19. Image / Add Borders = 3 Symmetric Checked
Select this border and flood fill it with your color
Effects / 3D Effects / Inner Bevel, with the same settings from item 7
Selections / Select None

20. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the black color
Selections / Select None

21. Image / Add Borders = 35 Symmetric Checked
Select this border and flood fill it with your color
Effects / Plug-in Filters / Penta.com / Dot and Cross
Amount = 255 *** cross distance = 79 *** cross width = 2
Effects / Plug-in Filters / FM Tile Tools / Blend Emboss, with the default settings
Effects / Plug-in Filters / Eye Candy 4 / Cutout, with the same settings from item 9
Selections / Select None

22. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the black color
Selections / Select None

23. Image / Add Borders = 1 Symmetric Checked
Select this border and flood fill it with the Gold Pattern
Selections / Select None

24. Open your corner and Edit / Copy
Go to the frame and Edit / Paste / As New Layer
Edit / Copy
Image / Mirror
Edit / Copy
Image / Flip
Edit / Copy
Image / Mirror
Do the same with the big corner
Layers / Merge / Merge All
Save as JPG and it is done